#1  
Old 03-30-2014, 09:42 AM
Peasant
 
Join Date: Feb 2010
Location: Northern Wisconsin
Posts: 33
Default Insurance, Solid-Fuel appliances

Who are you guys using for an insurer for your restaurant?

I am primarily a BBQ restaurant that uses a commercial wood-fired BBQ pit that is UL listed for zero clearance from combustibles, and I can't even get insurance with that unit.

I want to add a Dual-Fuel FB oven, but fear that I will never be able to get insurance.

I hope to hear some good news with insurers available in my area of the US

Thank you.
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Old 04-04-2014, 02:11 AM
cobblerdave's Avatar
Il Pizzaiolo
 
Join Date: Jan 2010
Location: brisbane australia
Posts: 2,214
Default Re: Insurance, Solid-Fuel appliances

G'day
I noticed your post remains unanswered. I'm sorry but this is a little above my pay grade, but. I do know that Forno Bravo do make a duel fuel commercial oven. Pherhaps you might direct an e-mail to Forno Bravo direct, I'm sure they have covered how safe and insurable thier products are.
Regards dave
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Old 04-04-2014, 12:26 PM
Peasant
 
Join Date: Feb 2010
Location: Northern Wisconsin
Posts: 33
Default Re: Insurance, Solid-Fuel appliances

Quote:
Originally Posted by cobblerdave View Post
G'day
I noticed your post remains unanswered. I'm sorry but this is a little above my pay grade, but. I do know that Forno Bravo do make a duel fuel commercial oven. Pherhaps you might direct an e-mail to Forno Bravo direct, I'm sure they have covered how safe and insurable thier products are.
Regards dave

I believe that they are safe and insurable due to their UL listing , as is my commercial BBQ pit with UL listings of "Zero Clearance" from combustible materials, it has better fire-safety ratings than any other appliance I use in my restaurant every day.

But the problem I am seeking the answer to does not come from the manufacturer, it needs to come from a commercial operator who uses solid-fuel appliances in their restaurant, and finding out who they were able to get insurance through.

I have been through several large national carriers that local brokers deal with in my area, and every single insurer that I have researched does not allow any 'Solid-Fuel" appliance no matter what the UL or NSF ratings are.

I am told that no solid-fuel appliance can be within 10 feet of any structure, and it would look pretty damn stupid having an employee running out the door with a pizza on a peel standing in the parking lot tending a Forno Bravo commercial oven to meet insurance needs
The health department may have a little something to say about that too. What'dya think?

I am asking commercial operators who covers them with insurance, what insurance company does not have their collective heads inserted deeply into their own rectums to cover a restaurant with a WFO with spectacular UL fire safe listings...
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Old 04-04-2014, 04:06 PM
cobblerdave's Avatar
Il Pizzaiolo
 
Join Date: Jan 2010
Location: brisbane australia
Posts: 2,214
Default Re: Insurance, Solid-Fuel appliances

G'day again
That would be frustrating. Another thought there is a site called pizzamaking.com. Sorry can't provide with a link using the phone. Anyway in there forum they have sections for commercial operators and there equipment. You might want to direct a question there.
Hope this helps
Regards dave
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