Jim,
The coldest I have ever been was in my father-in-law's house outside Denia in December -- before he put in central heating. Ouch. I think you could see your breath over breakfast.
We're in Florence now, and this will be our third year out of four here. FB has a great team in California, so we are able to do this.
Still, our oldest daughter goes into High School next year, and good schools are on our mind.
I think you will enjoy some Italian pizza in a hotter oven. Give it shot and see if you like it.
James